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Agreement and Definitions

Welcome to Lumina Leads Insurance Agency. These Terms & Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and Lumina Leads Insurance Agency, concerning your access to and use of our website and services.

By accessing the site, you acknowledge that you have read, understood, and agreed to be bound by all of these Terms & Conditions. If you do not agree with all of these terms, then you are expressly prohibited from using the site and you must discontinue use immediately.

We reserve the right, in our sole discretion, to make changes or modifications to these Terms & Conditions at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms & Conditions, and you waive any right to receive specific notice of each such change.

Definitions: “Agency,” “We,” “Us,” or “Our” refers to Lumina Leads Insurance Agency. “Service” refers to the insurance consultation, quote generation, and policy management services provided via this website. “User,” “You,” and “Your” refers to the individual or entity accessing the site.

Messaging Terms and Conditions

By submitting this form and signing up for texts, you consent to receive text messages from Lumina Leads Insurance Agency at the number provided, including automated messages and messages related to Customer Care. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). Reply HELP for help. Privacy Policy & Terms.

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