Local, Family-Run, Independent Agency | Licensed Across California
Our Story
Lumina Leads Insurance Agency was started with one mission: to educate our local community about insurance, guide customers to the policies that fit their needs, and provide professional service while building meaningful, long-term relationships.

Our Values
Guided by trust and education for California families and businesses.
Education First
We empower our community through knowledge, ensuring every California family understands their coverage clearly.
Personalized Coverage
Instead of generic quotes, we tailor policies that specifically fit the unique needs of your local lifestyle or business.
Professional Service
With over 12 years of industry experience, we provide reliable, expert guidance with a personable and approachable touch.
Long-Term Relationships
We don't just write policies; we build lasting bonds, serving as your dedicated insurance resource for years to come.

EXPERT GUIDANCE
Meet Our Agent
With over 12 years of experience working for one of the largest insurance companies in the country, our lead agent has helped protect what California families value most. Stepping out as an independent agent allowed her to offer more options, more flexibility, and more truly personalized coverage for our community.
She brings a calm, caring approach to every conversation, taking the time to explain your choices in plain language so you feel confident—not pressured. Whether you’re navigating complex business coverage or securing your first family home, you’ll get honest, expert guidance from someone who’s committed to your long-term peace of mind and success.